Fill out an application & provide six months of bank statements.
Underwriting. Based on every loan, we might request additional information.
Get funded within 24 hours of a submitted application.
We specializes in alternative working capital financing for business-to-business, business-to-consumer, or business-to-government. We can support transactions from as little as $10,000 to over $1,000,000.
DOSE can assist middle market companies with Commercial and Corporate Banking Credit Facilities.
Domestic and International Factoring involves two essential services: 1. funding of working capital through the discounting (or sale) of qualified accounts receivables (on a recourse or non-recourse basis); and, 2. outsourcing of the accounts receivable management process.
Advances
Inventory Advances involve loans against inventory stored either in the client’s warehouse, or in an independent third-party warehouse (not in-transit).
Purchase Order (or “PO”) Financing is available for distribution companies that cannot receive vendor financing either because of financial weakness or because they are taking on orders that are too large for the vendor to finance.
Asset Based Lending (or “ABL”) facilities involve revolving lines of credit to clients based on Accounts Receivable (or “AR”), inventory, & equipment.
Merchant Cash Advances involve advances against monthly credit card receipts or monthly revenue.
DOSE Financial LLC was founded to help small-medium size companies access working capital through alternative financing. We realized that there is a huge necessity for small businesses to obtain working capital for expansion, payroll, mergers, Purchase Orders, Inventory, etc. Unfortunately, banks are not lending to start-ups or small businesses, but DOSE thrives were banks cant. DOSE focuses in domestic and international middle market companies; we tailor to our clients the best financial solution possible to enable them to grow without hurting their cashflow.
DOSE receives the majority of its alternative finance referrals through commercial and business bankers and has an excellent reputation in the local banking community as well as an extensive network of banking contacts. Typical banking clients include domestic & international distributors & manufacturers, retailers, restaurants, real estate holding companies, service companies (including physician practices, law firms, accounting firms, finance companies, and others), and other financially sound middle market businesses.
In addition to our direct funding options, and commercial banking products, DOSE has extensive experience in, and relationships with, a large number of alternative finance companies offering a wide array of additional alternative working capital and term debt solutions including, but not limited to; asset based lending, merchant cash and direct cash advances, equipment leasing, vendor finance, and commercial real estate lending. The goal of our alternative finance division is to customize solutions for businesses that are in the process of starting out, restructuring, launching a new product/service, expanding, or managing cyclicality. Customers that benefit from alternative finance typically are either financially challenged or outgrowing their commercial banking relationship. Typical alternative finance clients include
- Fast Growth Companies that are Restricted by Bank Lending Limits or lack of capitalItem 2
- Financially Challenged Companies (losses, negative net worth, covenant breakage, etc.)
- Start ups and Early Stage Businesses
- Companies with complex corporate structures
- Companies in challenging Industries (healthcare, contractors, international trade, etc.)
- Companies whose principals have poor personal credit or questionable histories
- Previous or Present Bankruptcies
